Thursday, May 31, 2012

The Truth About the Numbers | Yinzercation

Oh those halcyon pre-stimulus days. Governor Corbett and his allies have a habit of making outrageous claims about our state budget, then repeating them over and over again hoping that people will believe them. Lately we?ve been hearing again that the governor is merely returning state education funding to its level before Pennsylvania accepted federal stimulus dollars. (This has been a common claim since January, see ?A Shameful Betrayal.?)

Amanda Godley and Paul Foster have done some digging into this absurdity and conclude, ?His claim is not supported by the facts.? Using official state documents, they double and triple-checked their numbers and found the following:

The short story

  • In 2008-09 (pre-stimulus), under Gov. Rendell, the state spent $9.597 billion on PK-12 education (?basic education?).
  • In 2011-12, under Gov. Corbett, the state spent $9.225 billion on PK-12 education (?basic education?).
  • So Corbett allocated $372 million LESS last year for PK-12 education than the state spent pre-stimulus in 2008-09.

Note that there is a line item within the category ?PK-12 Education ? Basic Education? that is called ?basic education funding? and this is the line item that Corbett usually refers to when he claims that he has simply returned state education funding to pre-stimulus amounts. But there are many, many other line items in the section of the state budget entitled ?PK-12 Education ? Basic Education? (things like transportation, early intervention, special education, etc.) that Corbett has reduced or eliminated. So when he refers to his ?basic education spending? in claims that he is not reducing state funding for PK-12 education, he is trying to trick the public into believing that he is referring to ALL state funding for PK- 12 education rather than just one line item. (See ?Dishonesty Disguised as Generosity.?)

Just last week, Corbett?s spokesman, Kevin Harley, tried this trick, claiming that the governor has ?added more? to Basic Education and that ?Pennsylvania taxpayers now pay more toward Basic Education than at any time in the state?s history.? [Pittsburgh Post-Gazette, 5-23-12] But in a rare moment of full disclosure, even Corbett admitted the truth back in February, saying, ?We reduced education funding if you look at it as a whole. ? and if you listen to my words, I always talk about the basic education funding formula [also referred to as the basic education subsidy].??[Capitolwire, 2-9-2012 (subscription service); for reference, see PADems 2-10-12]

The Long Story
To figure out the 2008-09 actual spending on education, Amanda and Paul examined Gov. Rendell?s 2010-11 Executive Budget, which reports actual 2008-09 spending on education. On page 513-14 (labeled E14.15-16 at the bottom), you?ll find the PK-12 budget numbers. The leftmost column, ?Actual,? is what was spent in 2008-09. The total is $9.597 billion.

To figure out the 2011-12 spending on education, they examined Gov. Corbett?s 2012-13 Executive Budget proposal, published in February. Pages 496-497 (labeled E15.12-13 at the bottom) report 2011-12 education spending under the middle column entitled ?2011-12 available.??This budget does not follow the exact same format as the 2010-11 budget document, so these two sleuths double checked that they had accounted for the all programs (when programs were not cut). As we have reported here before, Gov. Corbett eliminated a number of line items and consolidated them under ?Education Block Grant? to appear as if he has increased education funding, but this is just an attempt to hide decreases in funding.

Furthermore, if you compare the column entitled ?2011-12 available? to the ?2012-13 budget? (what Gov. Corbett is proposing for next year) you can see that the governor is proposing decreases in many categories for next year, too. The only category that is increased is employees? pensions.

The Bottom Line
When Gov. Corbett insists that he is simply taking us back to the days before federal stimulus dollars, he is not being truthful. This governor actually spent $372 million less last year on public preK-12 education than the state spent before it started using federal stimulus money. It?s convenient to blame the loss of stimulus dollars for our current budget woes, but these numbers make it clear that Gov. Corbett is using that as a cover story. What he is really doing is slashing public funding for one of our most cherished public goods: our children?s future.

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Blurred Sight But Multiple Visions: My Life With ... - My Very Healthy

Meet Jamellia, she?s a college student that has Retinitis Pigmentosa; a genetic eye condition that can lead to complete blindness.

http:www.envisionselfhealing.com ? Improve Eyesight and Quality of Life by Taking Healing into Your Own Hands. Retinitis Pigmentosa Eye Exercise to Improve Eyesight This week?s blog was inspired by an email from one of our audience members who has Retinitis Pigmentosa and is working hard to improve his eyesight. However, he was unsure on some of the finer details in relation to the main eye exercise to help improve RP, which is the peripheral vision eye exercise. Those of you who do not know the peripheral vision eye exercise, it is when you individually place three different sized papers between the eyes and wave an object or your hands in the periphery. This allows the central vision to rest and prevents it from dominating your vision. Your brain then starts picking up the information from the periphery rather than your central vision. Over time, this strengthens the brain?s response to the periphery and the 120 million rods cells found in each eye. It is common for people to want to know how to position their hands when performing the peripheral vision eye exercise and whether they should be seeing the hands or not. For those of you who do not know, Retinitis Pigmentosa is where the rods cells found in the periphery start to lose their strength and in return, the periphery becomes more difficult to access. Somebody without RP can typically wave their hands next to their ears and still see them, whereas many people with Retinitis Pigmentosa could be waving their hands ?
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Marketing is Crucial for a New Age Internet Business - Inland Valley ...

marketing 300x225 Marketing is Crucial for a New Age Internet BusinessThis is the age of the entrepreneur. Paul Zane Pilzer, Best Selling author, Economist, and Professor stated ?there will be 10 million new millionaires by 2016?. You can become one of them; you just need to know how.

There are 4 major trends that would suggest internet marketing is a great business opportunity. These include:

First of all there is now a massive shift to buy online. People are now comfortable spending money on the internet.
People are making less money and are looking for alternative ways to make ends meet. The internet is now the main source for people to seek alternative business opportunities.

There is less trust in people?s futures; no guarantees that retirement saving schemes will provide the required comfort later in life. People are searching for alternatives.

This is the big one. There is a dramatic increase in people wanting to make money especially for the under 25s and the over 45s.

However you look at it, if you own a business then you seriously need to have a presence on the internet. This is not a website that no one sees, but a real presence. Equally, if you are looking to make money then an online business is the way to go.
Gary Oakes, business consultant, is teaching people how to create an internet lifestyle, using a professional marketing product line as well as a professional business opportunity. Gary has this to say

?The company I work with are serious about helping people to reach their potential. Using a unique 7 figure online entrepreneurial marketing sales system, people can either learn to market their small businesses more effectively on the internet or people can join up as an affiliate and use the system to earn a living by working online. 50 million businesses worldwide are trying to learn, understand, adapt to and take advantage of the new opportunities offered by Internet marketing, social networking, and the communications revolution. Don?t miss out, be part of it.

People from all over the globe people right now are looking for ways to earn additional income and you maybe reading this because you are looking at ways of Marketing an internet business.?

The entrepreneurial mentorship program will allow you access to a 5 tier mentorship program along with your own 6/7 figure marketing partner assisting you throughout experts, authors, gurus, and business leaders to accelerate your results. Whether on a one to one basis, through training or at live events, you will not be left to figure things out on your own. You will be buying into leveraging and masterminding with successful 6/7 figure earners. How cool is that?

You will be in control and it is up to you how you wish to operate your business, but the system will enable you to earn as much or as little amount of money as you want, regardless of whether you think big, think small or whether you would simply prefer to plod along and earn a little extra to help pay the bills. It doesn?t matter. What does matter is what is right for YOU. Make marketing an internet business be your number 1 choice and it all starts here. You will be surprised how quickly you can learn, grow and earn!

From a different perspective, if you are looking for ways to earn additional income, whether a stay at home mum, between jobs, coming up to retirement or have already retired then there are opportunities here for you too. You too could follow the entrepreneur program to market an online business whilst earning high commissions on each sale.

Become an authorized reseller, plug into the million dollar online marketing system, the vibrant community, and swap your job out for internet Lifestyle making money!
The Online Business System comes ready to go ?out-of-the-box.? Sifting, sorting, and selling 24 hours a day, 365 days a year around the world, your online business never sleeps.

Regardless of prior experience, the program provides every member the required training, tools and resources to make money online. Everything is ready for you to start from day one. The missing piece is you.

No more cold calling to get great results. Making a list of your friends and family, cold calling and sending people to a corporate website is not marketing. It?s called ?hard work? and the majority of MLM companies work in this way. You?ve effectively been sold a bill of goods. Haven?t we all at one point or another. The key is to realize it Now rather than later.

?In this business opportunity, there is no cold calling or calling on friends and family. In fact you will have a no employees, no space, no rent, no inventory, no insurance, no liabilities and none of the other head aches we are accustomed to when building a business. This is so different to the MLM businesses out there. What works for me is the fact you are assigned a 6/7 figure mentor to assist you, to point you in the right direction and to keep the pressure on. Building a business is a lot of work, but I?m not doing it alone. I?m masterminding with other great entrepreneurs,? Gary Oakes said.

Don?t get left behind in this information age. Register now for one of the weekly ?Creating An Internet Lifestyle? web-events by clicking on the link below and you too can learn more about our entrepreneurial mentorship?s and lucrative income opportunity. There is no catch, just sharing information to help others. This is a real business with real results.

The webinar will cover how four massive trends have converged, creating a once-in-a-lifetime opportunity; why leading economists predict there could be as many as 10,000,000 new millionaires created; what this means for you and how you can position yourself; case studies of people who are already correctly positioned and how they are profiting; how to get yourself into position to benefit; and questions and answers.

More information can be found online at http://www.strategiesofmarketing.com/online-business.

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Wednesday, May 30, 2012

Library planned on West Colfax property | Inside Real Estate News

Denver Public Library to be built on West Colfax

The City and County of Denver has paid $985,000 to the Urban Land Conservancy for land at West Colfax Avenue and Irving Street in order to begin construction of the long-anticipated Denver Public Library branch in West Denver.

The library parcel, located at a site known as Mile High Vista, is a 0.86-acre portion of the two-acre area purchased by ULC in March 2011 using Denver?s Transit-Oriented Development Fund. The purchase is part of a long-term collaboration between the city and the ULC.

The TOD Fund was set up specifically for acquiring land near existing or future light rail stops and/or near high frequency bus routes for the preservation and creation of affordable housing and community assets. Mile High Vista is located within a quarter-mile of both the Knox and the Federal/Decatur light rail stations, scheduled to open in 2013.

ULC purchased Mile High Vista with the long-term goal of providing a site for a much-needed library on Denver?s west side, as well as developing workforce housing and affordable commercial space.

In addition to the $985,000, purchase price, the city will pay a proportionate share of the infrastructure costs on the land.

The money will be used to pay down the TOD Fund, making these funds available to revolve into other Denver-based TOD projects. The purchase of the land and construction of the new branch library is made possible by the Denver?s voter-approved Better Denver Bond Program.

Community benefit

All of these development goals align with ULC?s mission to use real estate as a tool for community benefit. The location near light rail further aligns with goals to ensure that affordable and mixed-income housing near transit is available to improve the health and the quality of life for residents in metro Denver. In addition, a Mi Pueblo grocery is planned for property adjacent to Mile High Vista and is expected to open in the next few months.

?The new library will be a great example of how nonprofits can successfully partner with local government to accomplish more for communities,? said ULC?s CEO and president, Aaron Miripol. ?We are thrilled to be a part of this catalytic development and new economic driver for the West Colfax area.?

I n 2011, the Denver Public Library and its architect, Studiotrope Design Collective, held three community meetings to gather input on the function and design of the new branch library expected to break ground in summer 2012.

?We are very excited about opening a new branch library in this area,? said city librarian, Shirley Amore. ?The community has been amazing with helping us design and envision a place where people of all ages will be able to gather, learn, create, and share ideas.?

ULC recently sold another portion of Mile High Vista to Del Norte Neighborhood Development Corp., a nonprofit organization that develops and manages workforce housing. Del Norte purchased 0.84 acres for the construction of a 60-unit workforce housing development as well as affordable commercial space for a daycare and nonprofit offices. ULC will develop a commercial building at Mile High Vista once the library and housing components are constructed.

ULC is a nonprofit organization established in 2003 that preserves real estate for community benefit. In addition to Mile High Vista, ULC has made 15 real estate investments and currently owns 12 properties in the Denver area, including nonprofit centers, community centers and affordable housing developments.

Have news tip or real estate story? Contact John Rebchook at JRCHOOK@gmail.com. InsideRealEstateNews.com is sponsored by Universal Lending, Land Title Guarantee Co. and 8z Real Estate.

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Valentino Brothers ? Side Oversplit DVD [1 DVD -1 MP4] (Health ...

ThePlace.bz Exclusive? sharing elsewhere will result in being banned!

What is Side oversplit? Well imagine a side split first, and then place any flat object (yoga block or book) under each foot while you continue sitting on the floor. How about two objects on each side? 3 ? 5 ? Yes with this system you can achieve the flexibility that will enable you to raise your left and right foot by a few objects. While this particular system is useful for advanced athletes, especially those performing martial arts, gymnastics, Pole Dancing and Pole Fitness, the system provides great benefits to all of us by contributing to the overall flexibility of the body. You will be able to perform other advanced level exercises with much case if your side splits are taken care of? This system is recommended for Tuesday training. The length of the DVD is 46 min. The DVD is in English, and the Download file is MP4.

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Farming & Agriculture: Flowchart of Rose Farming Business

These?are the business guidelines proposed by SMEDA for a Rose Farming Business.

After cultivation when the crop is ready to harvest. Farmer must follow these steps or the guidelines according to the local practices and laws.


  1. Picking?(Early Morning)
  2. Washing in Clean Water
  3. Treatment with Life Enhancing Solution
  4. Drying with natural air
  5. Visual Inspection
  6. Packing in wooden and/or cardboard boxes
  7. Distribution via train and/or truck
  8. Sales & marketing (Wholesales and?flower shop?)

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Tuesday, May 29, 2012

Wedding Crashers DVDRip

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Brent crude rises above $107; Greece, Iran eyed

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Have you been apprehensive tha?




Posted on May 29th, 2012 admin

Have you been apprehensive that the primary group mentoring sessions will prove dreary and uninteresting? Very well, it?s not necessary to when you bring these measures into consideration:

Start off the session through an ice cubes-crusher. This can be something which I enjoy do. Whenever you enter a place with others that don?t know the other person, it?s career in order that they may get acquainted and therefore they may heat up speedy. This can be a critical to make certain they can be more responsive and a lot more warn as soon as you start your business presentation. Imagine a wonderful ice cubes-breaker your customers will like. Choose based upon their account as well as their inclinations. Once I got my customers to perform charades with motion picture subject as being the concept and they stood a blast. There is enough electrical power over the treatment understanding that something which truly reduced the problem.

Second step is to discuss the agenda on the session. It is suggested that you simply do a list of these subjects that you will deal with and also the objectives from the treatment before you?ll fulfill your visitors. Then, look at this prior to starting coaching them. Demonstrate each item in a easy to understand method. Then, check with your prospects whether they have had everything to bring. Then, examine the aim of the period. As an example, you can easily say Innext program, you can publish convincing adverts for ones PPC campaign.Inches Also, your customers knows just what exactly they are able to expect you?ll get.

Business presentation. Continually take advantage of electricity factor along with other image anchor bolts in your powerpoint presentation. Providing your delegates something to think about to would actually assist them to take in the content that you are handing out much quicker. It will also help you create your procedure prepared. By using electric power point by way of example, you can be sure that you will not neglect faa rengoeringshjaelp to debate some things.

Help it become vibrant. You should not seem like a well used, uninteresting mentor from college or university if not, your potential clients will medication dosage of prior to you finish 1 / 2 your strength level presentation. Be encouraging all the time. In truth, I propose that you make use of your good spontaneity to help keep your customers from sleeping. Also, stimulate contribution. By asking questions every once in awhile.

Promote palms-on exercise. There are actually just things that other folks won?t have the ability to master as a result of business presentation or chats by itself so hands-on train will be essential. As an example, but if your teaching men and women tips on how to boost their keyboarding knowledge, it is really crucial for you to get them to apply.

Ending the session with question and remedy segment. Request customers to save their concerns for later on to help you give attention to your display andPeror hands and wrists-on apply. Prior to conclusion the treatment, handle all these inquiries and make sure that you supply the most effective solutions. It can be a smart idea to be expecting all the questions you?ll get so you organize them before you match your potential customers. Remember that, you dont want to get stuck away from-covered.

Tags: wrists-on apply, electric power point, powerpoint presentation, Innext program, business presentation

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Monday, May 28, 2012

Workers Compensation - Insurance Claims Jobs


Senior Claims Examiner California Workers' Compensation
CLAIM YOUR FUTURE AS A GREAT PERFORMER!


Continuing double-digit revenue growth rates and progressive employment practices make Sedgwick Claims Management Services the place where great people can do great things for clients while maximizing their career possibilities. We have earned a reputation for innovation, quality, sustained growth, financial stability and a colleague-friendly work environment. We are proud to have been voted the Best TPA in America for 2005 and 2006 , and the first and only Third Party Administrator to receive the coveted Employer of Choice designation. Come be a part of our team and 'Claim Your Future.'

PRIMARY PURPOSE : To analyze complex or technically difficult claims to determine benefits due; to work with high exposure claims involving litigation and rehabilitation; to ensure ongoing adjudication of claims within company standards, industry best practices and specific client service requirements; and to manage subrogation of claims and negotiate settlements.

ESSENTIAL FUNCTIONS and RESPONSIBILITIES


  • Analyzes and processes complex or technically difficult claims by investigating and gathering information to determine the exposure on the claim; manages claims through well-developed action plans to an appropriate and timely resolution.


  • Assesses liability and resolve claims within evaluation.


  • Negotiates settlement of claims up to designated authority level.


  • Calculates and assigns timely and appropriate reserves to claims; monitors reserve adequacy throughout the life of the claim.


  • Calculates and pays benefits due; approves and makes timely claim payments and adjustments; and settles claims within designated authority level.


  • Prepares necessary state filings within statutory limits.


  • Manages the litigation process; ensures timely and cost effective claims resolution.


  • Coordinates vendor referrals for additional investigation and/or litigation management.


  • Uses appropriate cost containment techniques including strategic vendor partnerships to reduce overall cost of claims for our clients.


  • Manages claim recoveries, including but not limited to subrogation, Second Injury Fund recoveries and Social Security offsets.


  • Reports claims to the excess carrier; responds to requests of directions in a professional and timely manner.


  • Communicates claim activity and processing with the ill or injured party and the client; maintains professional client relationships.


  • Ensures claim files are properly documented and claims coding is correct.


  • Refers cases as appropriate to supervisor and management.


  • Maintains a quality assurance program to support the total performance management initiative and the consistent delivery of quality claims service.


  • QUALIFICATIONS


    Education & Licensing
    Baccalaureate degree from an accredited college or university preferred. Licenses as required. Professional certification as applicable to line of business preferred.

    Experience
    Four (4) years of claims management experience required.

    Skills & Knowledge


    • In-depth knowledge of appropriate insurance principles and laws for line-of-business handled, recoveries offsets and deductions, claim and disability duration, cost containment principles including medical management practices and Social Security application procedures as applicable to line-of-business.


    • Excellent oral and written communication, including presentation skills


    • PC literate, including Microsoft Office products


    • Analytical and interpretive skills


    • Strong organizational skills


    • Excellent negotiating skills


    • Good interpersonal skills


    • Ability to work in a team environment


    • Ability to meet or exceed Performance Competencies

    WORK ENVIRONMENT

    When applicable and appropriate, consideration will be given to reasonable accommodations.


    Mental: Clear and conceptual thinking ability; excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines

    Physical: Computer keyboarding, travel as required

    Auditory/Visual: Hearing, vision and talking

    NOTE : Credit security clearance, confirmed via a background credit check, is required for this position.

    The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time.

    Sedgwick CMS is an Equal Opportunity Employer

    and a

    Drug-Free Workplace



    Additional Information: Must have California Self-Insurers Certificate (SIP) or AB1262 California Experienced Examiner Designation or currently meet the requirements for designation under AB1262. WCCA, WCCP preferred. *LI-ER
    Requisition #: 8475

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    [ [ [['Connery is an experienced stuntman', 2]], 'http://yhoo.it/KeQd0p', '[Slideshow: See photos taken on the way down]', ' ', '630', ' ', ' ', ], [ [['Connery is an experienced stuntman', 7]], ' http://yhoo.it/KpUoHO', '[Slideshow: Death-defying daredevils]', ' ', '630', ' ', ' ', ], [ [['know that we have confidence in', 3]], 'http://yhoo.it/LqYjAX ', '[Related: The Secret Service guide to Cartagena]', ' ', '630', ' ', ' ', ], [ [['We picked up this other dog and', 5]], 'http://yhoo.it/JUSxvi', '[Related: 8 common dog fears, how to calm them]', ' ', '630', ' ', ' ', ], [ [['accused of running a fake hepatitis B', 5]], 'http://bit.ly/JnoJYN', '[Related: Did WH share raid details with filmmakers?]', ' ', '630', ' ', ' ', ], [ [['accused of running a fake hepatitis B', 3]], 'http://bit.ly/KoKiqJ', '[Factbox: AQAP, al-Qaeda in Yemen]', ' ', '630', ' ', ' ', ], [ [['have my contacts on or glasses', 3]], 'http://abcn.ws/KTE5AZ', '[Related: Should the murder charge be dropped?]', ' ', '630', ' ', ' ', ], [ [['have made this nation great as Sarah Palin', 5]], 'http://yhoo.it/JD7nlD', '[Related: Bristol Palin reality show debuts June 19]', ' ', '630', ' ', ' ', ], [ [['have made this nation great as Sarah Palin', 1]], 'http://bit.ly/JRPFRO', '[Related: McCain adviser who vetted Palin weighs in on VP race]', ' ', '630', ' ', ' ', ], [ [['A JetBlue flight from New York to Las Vegas', 3]], 'http://yhoo.it/GV9zpj', '[Related: View photos of the JetBlue plane in Amarillo]', ' ', '630', ' ', ' ', ], [ [['the 28-year-old neighborhood watchman who shot and killed', 15]], 'http://news.yahoo.com/photos/white-house-stays-out-of-teen-s-killing-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120411/martinzimmermen.jpg', '630', ' ', 'AP', ], [ [['Titanic', 7]], 'http://news.yahoo.com/titanic-anniversary/', ' ', 'http://l.yimg.com/a/p/us/news/editorial/b/4e/b4e5ad9f00b5dfeeec2226d53e173569.jpeg', '550', ' ', ' ', ], [ [['He was in shock and still strapped to his seat', 6]], 'http://news.yahoo.com/photos/navy-jet-crashes-in-virginia-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120406/jet_ap.jpg', '630', ' ', 'AP', ], [ [['xxxxxxxxxxxx', 11]], 'http://news.yahoo.com/photos/russian-grannies-win-bid-to-sing-at-eurovision-1331223625-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/1/56/156d92f2760dcd3e75bcd649a8b85fcf.jpeg', '500', ' ', 'AP', ] ]

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    UN-Arab League envoy Annan arrives in Damascus

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    Sunday, May 27, 2012

    Ukraine President Rules Out Tymoshenko Treatment Abroad

    Ukrainian President Vitkor Yanukovych has ruled out the idea of jailed opposition leader Yulia Tymoshenko being released for treatment abroad ahead of next month's Euro 2012 soccer championships, which Ukraine and Poland are hosting.

    His remarks come as Germany has offered to provide medical care to the ailing ex-premier and again hinted at a possible boycott by Chancellor Angela Merkel of matches played in Ukraine once the tournament kicks off in co-host Poland on June 8.

    Yanukovych told Ukrainian television that the country's laws prevented Tymoshenko receiving treatment during her sentence.

    He added that pro-government deputies were firmly against the idea of changing those laws.

    The 51-year-old Tymoshenko was jailed for seven years in October on abuse of power charges that she claimed were a part of Yanukovych's vendetta against her.

    A number of Western governments and the European Union have criticized the legal proceedings targeting Tymoshenko, a heroine of Ukraine's 2004-05 Orange Revolution, and her allies.

    A Ukrainian court opened a fresh trial for alleged tax crimes against Tymoshenko in early April.

    Based on reporting by Interfax and AFP

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    The Best Tips For Healing Damaged Credit | Finance-411

    Friday, May 25th, 2012 at 10:44 pm ?

    Paying your bills on time is a crucial part of your credit score. Use online billing to ensure you never forget a payment. There are many ways to remind yourself of impending due dates for your bills. You can set up email reminders through your online banking or have text messages sent to you.

    The fastest way to improving your credit is to get all outstanding debt paid off. If you are not paying off your debt, your credit will take a hit.

    You can work with the credit card companies to start repairing your credit. This will enable you to make sure to keep your credit in good standing and repair any damage that may have been caused. Don?t be afraid to ask for alterations in interest rates or dates of payment.

    Avoid spending more money than you make. If you?ve been living outside your means, then get ready for a reality check. In the last decade, it has been way to easy for people to get credit. Many people have used this credit to buy items that they really could not afford at the time, and are now paying the price. Be honest with yourself about what you can truly afford.

    As shown here, if you want your credit score to rise, there are quite a few pro-active steps you can take. If you follow these helpful tips, you should start to see your credit score rise again. Financial stability will be yours again, as you work hard to rebuild your own credit future.

    This article posted by Tom Morgan

    Tagged with: bills ? credit ? credit score ? score

    Filed under: Credit Repair Tips

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    Blind Chinese activist's brother returns to closely guarded village, lawyer says

    A rights lawyer says the brother of blind Chinese activist Chen Guangcheng has returned to his closely guarded village in eastern China.

    Ding Xikui says he received a message from a friend of Chen Guangfu that said Chen had returned to Dongshigu village. Chen had traveled to Beijing, where he sought legal advice from Ding this past week on how to protect his son from what the family's supporters call retaliation by local officials.

    Ding had no further information Sunday, and it was unclear if Chen returned to the village voluntarily.

    Chen Guangcheng sought protection of U.S. diplomats last month after escaping abusive house arrest in Dongshigu. It sparked a standoff between Beijing and Washington that resulted in Chen being allowed to go to the U.S. to study.

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    Saturday, May 26, 2012

    President and CEO - HigherEdJobs


    Sterling Martin Associates has been retained by the Partnership for Philanthropic Planning (the Partnership) to search for its next
    President & CEO.

    Founded in 1988 as the National Committee on Planned Giving, the Partnership for Philanthropic Planning is a 501(c)(3) public charity whose mission is to help people and organizations create charitable giving experiences that are the most meaningful in achieving both charitable mission and the philanthropic, financial, family and personal goals of the donor. The Partnership achieves its mission through research, education, advocacy, community dialogue, and the setting of standards and best practices in philanthropic planning.

    The Partnership's national headquarters are located in Indianapolis, Indiana, home of Indiana University-Purdue University Indianapolis (IUPUI), with which the Partnership has an independent agency relationship. The operating budget is approximately $2 million. A 19-member Board of Directors, made up of members from across the country, governs the organization; the President & CEO is a member of the Board and its Executive Committee. Partnership staff includes eight professionals.

    The Partnership strives to engage all constituents in the charitable gift planning process - planned giving and major gifts professionals, nonprofit managers and trustees, financial and estate planners, trust managers, and administrators. The organization is supported by a national membership of approximately 10,000 constituents whose work involves gift and estate planning. Approximately 80% of the Partnership's members work in the nonprofit sector; the remaining 20% work in the for-profit sector. The Partnership consists of 116 chapters - known as "councils" - that are located throughout the United States.
    Summary of the Position

    Reporting to the Board of Directors, the President & CEO of the Partnership serves as the chief executive of the organization. As such, he or she directs all organizational activities, programs, and services in furtherance of, and compliance with policies adopted by the Board of Directors. The President and CEO is also responsible for creating project plans and management policies. As an officer of the Corporation, the President & CEO serves as a non-voting member of the Board of Directors and its Executive Committee and serves as a member of all other Partnership committees and task forces. He or she is responsible for selecting and supervising the Partnership's regular staff as well as consultants that may be engaged from time to time. The President & CEO maintains excellent working relationships with the heads of all council affiliates and related national organizations and foundations to ensure they are aware of all the services the national organization has available for their assistance and to further organizational objectives. He or she participates in public relations activities to enhance Partnership visibility and prestige and serves as the primary media spokesperson. The President & CEO represents the Partnership to legislative and regulatory bodies by serving as the organization's primary advocate. The Board also relies on the President & CEO for continuing governance development and growth.

    Specific Duties and Responsibilities

    Under the broad direction of the Board of Directors, the President & CEO of the Partnership for Philanthropic Planning will:

    • Serve as the chief executive officer of the Partnership.
    • Develop and initiate new policies, programs, and services.
    • Plan, direct and implement policies and strategic plans to both internal and external audiences.
    • Provide for the financial, investment, and administrative management of the Partnership; oversee budget development and implementation; oversee contract services, grants, and joint ventures.
    • Supervise professional and support staff; conduct regular performance appraisals; make all decisions regarding hiring and terminations; manage activities for personnel and staff development; and create new staff positions and consolidate other positions as needed and/or necessary.
    • Oversee all conferences and meetings, including the annual national conference, leadership meetings, board, committee and task force activities, and governance functions; develop plans for new meetings and gatherings, as appropriate.
    • Oversee the Partnership's education programs, standards development, and ethics code for charitable gift planners.
    • Oversee membership recruitment and development activities, including membership services, communications, and publications.
    • Oversee and direct research activities.
    • Explore and develop projects to provide revenue enhancement and diversification for the Partnership; make revenue development and expense management decisions.
    • Organize and facilitate governance functions in conjunction with the Board Chair and other members of the Board of Directors.
    • Envision and implement a national advocacy campaign.
    • Serve as the primary spokesperson for the Partnership; supervise external relations with the media, legislators and regulators, other fundraising organizations, allied professional organizations, and the greater philanthropic sector.
    • Direct strategic planning activities for all Partnership councils as requested; develop council leadership materials and provide training; present programs at council meetings and conferences.
    • Design and facilitate planning processes and discussions for the Board of Directors, committees, and task forces.
    • Make presentations and write articles for local planned giving councils, related professional organizations, charities, and other affiliated groups.
    • Train and coach staff and volunteers on various aspects of Partnership management and governance.
    Requisite Skills, Experience and Qualifications

    The Partnership seeks a proven leader with the ability to think strategically, while working closely with the Board of Directors and the Partnership's members and councils. He or she will be expected to communicate well with multiple publics and successfully direct the day-by-day operations of the organization.

    As such, qualified candidates will have the following minimum skills, qualifications and experience:

    • Baccalaureate degree - advanced degree preferred;
    • CAE certification preferred;
    • Seven to ten years of association management experience - previous work with professional member or chapter-based associations preferred;
    • A strong appreciation for and understanding of the collaborative processes involved in philanthropic planning and related tools and techniques;
    • The stature, credibility, and poise to interact and work effectively with a Board of Directors comprised of professional gift planners from the nonprofit, as well as, the for-profit sector ;
    • Significant success in managing and prioritizing all tasks associated with the management of a membership organization, including customer service, marketing and communications, membership recruitment and retention, and volunteer management;
    • Exceptional management skills, both strategic and operational, with a demonstrated commitment to diversity and a record of managing a talented and diverse staff;
    • Demonstrated experience as a strategic thinker and planner;
    • Deep experience managing multiple projects and programs successfully;
    • Demonstrated ability to manage multiple tasks, plan, organize and communicate effectively, and work with little direct supervision;
    • A focus on creating a cohesive national organization, including the local councils, with a goal of working together to further the mission;
    • Solid problem-solving skills involving internal constituents, volunteers, and external vendors and consultants;
    • An ability to envision and implement a national advocacy campaign;
    • An ability to quickly learn complex industry issues and to translate those issues into understandable subject matter for the lay person (e.g., the legislative and regulatory agendas);
    • Experience working in or with the public sector - experience in government relations/lobbying on behalf of philanthropic issues is highly desirable as is having current and favorable relationships on Capitol Hill;
    • Demonstrated experience in clearly and effectively articulating external messages to the public, including a track record resulting in the achievement of favorable media coverage for an industry or cause;
    • Experience implementing proactive media strategies; and
    • Superior interpersonal skills and the capacity to work well with people at all levels within the organization and with key external agencies and organizations.
    Demonstrated experience and knowledge of fund raising at some point during the candidate's career, while not a requirement, is a plus.

    In addition, the successful candidate will be dynamic and have an engaging, polished presence; team and consensus-building skills; openness and accessibility; flexibility and adaptability; an empowering style of management; an ability to multi-task and follow-through; a belief in transparency; and an understanding of philanthropy and appreciation of the role of gift planning within the sector.

    As an independent agency of Indiana University-Purdue University Indianapolis, the Partnership for Philanthropic Planning is an Equal Opportunity Employer and encourages applications from candidates with diverse cultural backgrounds.

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    Treasure Coast Real Estate | ISLAND CREST CONDO. Homes For ...

    by starfish on May 26, 2012

    Find ISLAND CREST CONDO. Homes For Sale and ISLAND CREST CONDO. Home Values. We also have information on mortgages, insurance, movers and other Treasure Coast Real Estate Services for anyone looking to sell or buy a home in beautiful Saint Lucie COUNTY Florida.

    Paul Kitchen and Starfish Team provide clients, family and close friends with professional, honest and dependable service. A resident of Treasure Coast, Paul is extremely familiar with the local neighborhoods including ISLAND CREST CONDO., school districts and the Treasure Coast Real Estate market in this beautiful Florida town.

    Paul Kitchen
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    Treasure Coast Real Estate Blog

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    How To Make Money Fast Through PPC Advertising | Online ...

    ?

    The business model behind PPC advertising from the perspective of an affiliate marketer is not a new one. Generally speaking, an affiliate purchases space on which to advertise from web properties that are heavily trafficked. Using creative advertising and good targeting, he then tries to generate sales leads for the companies he?s affiliated with in exchange for a commission. If there?s a big difference between the two, then he has profited, and it?s certainly possible to make money fast by using this method.

    Of course, this is an extremely simplified version of how the system works, and the devil is always in the details. There are literally thousands of affiliate programs out there that will pay commissions, and the diversity of the advertisements that an affiliate can generate and strategically place is an element of the business that?s only limited by his imagination. PPC advertising has been the vehicle to riches for some people, but as with any fledgling business, the risk to lose money during the testing phase is significant. Knowing what kinds of people can typically be found browsing a certain source of traffic, and knowing how to create the right combination of ads and offers in order to drive those users to take action is a science that requires a lot of dialing in. It?s not uncommon for people that are new to the industry to never make it beyond this stage.

    So, the question remains, what?s the most surefire way to make money fast through paid ads? A lot of experienced affiliates will tell you that the best place to start is in social media. Social networking sites generally have a learning curve that?s less steep for a number of reasons. For one thing, a lot of them already have their own self-serve advertising platforms built in, and are able to show advertisers exactly how their standard ad display slots will appear on the end user?s screen. They also play host to absolutely vast numbers of users that represent a wide variety of demographics and interest categories, and the network?s advertising control panel will allow advertisers to target who their promotions will appear to based on any of these criteria.

    This makes social advertising far easier than starting off by trying to learn the ropes with ad networks that display on smaller, more niche web sites. Rather than having to have an understanding of the type of traffic that one?s ads are trying to sell to for each major property, running ads on social networks confines the entire process to a single location. Additionally, most of the major social platforms have their own tracking systems built-in. After running test traffic, it?s possible to quickly check which ads are getting clicks, and what those clicks are costing compared to the overall advertising budget. This allows users to manage their advertising accounts effectively over the life of their campaign. For anyone that?s trying to get their own ad-based online business off the ground, there are few places to begin learning that are kinder to the type of mistakes that most new marketers are likely to make.

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    Autopsy of a eruption: Linking crystal growth to volcano seismicity

    ScienceDaily (May 24, 2012) ? A forensic approach that links changes deep below a volcano to signals at the surface is described by scientists from the University of Bristol in a paper published May 24 in Science. The research could ultimately help to predict future volcanic eruptions with greater accuracy.

    Using forensic-style chemical analysis, Dr Kate Saunders and colleagues directly linked seismic observations of the deadly 1980 Mount St. Helens eruption to crystal growth within the magma chamber, the large underground pool of liquid rock beneath the volcano.

    Over 500 million people live close to volcanoes which may erupt with little or no clear warning, causing widespread devastation, disruption to aviation and even global effects on climate. Many of the world's volcanoes are monitored for changes such as increases in seismicity or ground deformation. However, an on-going problem for volcanologists is directly linking observations at the surface to processes occurring underground.

    Dr Saunders and colleagues studied zoned crystals, which grow concentrically like tree rings within the magma body. Individual zones have subtly different chemical compositions, reflecting the changes in physical conditions within the magma chamber and thus giving an indication of volcanic processes and the timescales over which they occur.

    Chemical analysis of the crystals revealed evidence of pulses of magma into a growing chamber within the volcano. Peaks in crystal growth were found to correlate with increased seismicity and gas emissions in the months prior to the eruption.

    Dr Saunders said: "Such a correlation between crystal growth and volcanic seismicity has been long anticipated, but to see such clear evidence of this relationship is remarkable."

    This forensic approach can be applied to other active volcanoes to shed new light upon the nature and timescale of pre-eruptive activity. This will help scientists to evaluate monitoring signals at restless volcanoes and improve forecasting of future eruptions.

    The research was funded by the Natural Environment Research Council (NERC).

    Share this story on Facebook, Twitter, and Google:

    Other social bookmarking and sharing tools:


    Story Source:

    The above story is reprinted from materials provided by University of Bristol.

    Note: Materials may be edited for content and length. For further information, please contact the source cited above.


    Journal Reference:

    1. K. Saunders, J. Blundy, R. Dohmen, K. Cashman. Linking Petrology and Seismology at an Active Volcano. Science, 2012; 336 (6084): 1023 DOI: 10.1126/science.1220066

    Note: If no author is given, the source is cited instead.

    Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

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    Rembrandt Enterprises' Dayton Roofing Becomes an Accredited ?A+ ...

    Delicious Digg Facebook LinkedIn reddit StumbleUpon Twitter Bit.ly Email PDFmyURL

    Contact: (937) 746-7377
    May 22, 2012

    For Immediate Release

    Rembrandt Enterprises? Dayton Roofing Becomes an Accredited BBB Business

    DAYTON ? Rembrandt Enterprises? Dayton Roofing is pleased to announce its A+ accreditation as an esteemed Better Business Bureau company.

    Establishing and maintaining a premium A+ accreditation with the BBB is a highly distinguished accolade for any company. For Dayton Roofing, this honor is truly appreciated ? and well deserved. According to the BBB, business ratings are determined by various factors, such as business type, the amount of private and government complaints, how long the business has operated, and other background information. The BBB has an extensive vetting process and Dayton Roofing is proud to have both passed and surpassed these tough criteria and score a premium BBB rating. Dayton Roofing attained its high BBB rating by providing superior home and business improvement, as well as excellent customer service to the greater Dayton metropolitan region. With over 6000 roofing improvements to its credit, Dayton Roofing continually goes above and beyond to provide Dayton-area businesses and homes with top-quality home improvement services.

    Based around the Dayton, Ohio area, Dayton Roofing also services the entire Dayton metropolitan area. The company?s services are not limited to roof installation and repair. Dayton Roofing also provides home improvement services that include siding, gutters, and painting. Dayton Roofing are also respected and certified insurance claim specialist. In Ohio, winters bring heavy snow and summers bring torrential rains, and tornado threats. By offering honest and expedient replacement and repair assessments, Dayton Roofing has not only established itself as a reputable home improvement company, it has also proved itself as a reliable insurance claims assessor.

    Although Dayton Roofing services are locally available, its parent company, Rembrandt Enterprises, enjoys national distinction and recognition for its commitment to commercial and residential home improvement services. Rembrandt Enterprises is well known for setting a high bar for its companies, allowing each company to provide high-class and quality home improvement service. Dayton Roofing is no exception to this rule. As proven by the A+ Better Business Bureau rating, Dayton Roofing is a top contender for home improvement services in the Dayton metropolitan area. The company plans not only to maintain its exceptional BBB rating, but plans to become the top roofing and home improvement in its region.

    Dayton Roofing?s website can be located at http://www.dayton-roofing.com Media inquiries can be made through the website. Inquiries can also be made by contacting 937-746-7377.

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    Italian automaker Fiat halts sales to Iran

    [ [ [['Connery is an experienced stuntman', 2]], 'http://yhoo.it/KeQd0p', '[Slideshow: See photos taken on the way down]', ' ', '630', ' ', ' ', ], [ [['Connery is an experienced stuntman', 7]], ' http://yhoo.it/KpUoHO', '[Slideshow: Death-defying daredevils]', ' ', '630', ' ', ' ', ], [ [['know that we have confidence in', 3]], 'http://yhoo.it/LqYjAX ', '[Related: The Secret Service guide to Cartagena]', ' ', '630', ' ', ' ', ], [ [['We picked up this other dog and', 5]], 'http://yhoo.it/JUSxvi', '[Related: 8 common dog fears, how to calm them]', ' ', '630', ' ', ' ', ], [ [['accused of running a fake hepatitis B', 5]], 'http://bit.ly/JnoJYN', '[Related: Did WH share raid details with filmmakers?]', ' ', '630', ' ', ' ', ], [ [['accused of running a fake hepatitis B', 3]], 'http://bit.ly/KoKiqJ', '[Factbox: AQAP, al-Qaeda in Yemen]', ' ', '630', ' ', ' ', ], [ [['have my contacts on or glasses', 3]], 'http://abcn.ws/KTE5AZ', '[Related: Should the murder charge be dropped?]', ' ', '630', ' ', ' ', ], [ [['have made this nation great as Sarah Palin', 5]], 'http://yhoo.it/JD7nlD', '[Related: Bristol Palin reality show debuts June 19]', ' ', '630', ' ', ' ', ], [ [['have made this nation great as Sarah Palin', 1]], 'http://bit.ly/JRPFRO', '[Related: McCain adviser who vetted Palin weighs in on VP race]', ' ', '630', ' ', ' ', ], [ [['A JetBlue flight from New York to Las Vegas', 3]], 'http://yhoo.it/GV9zpj', '[Related: View photos of the JetBlue plane in Amarillo]', ' ', '630', ' ', ' ', ], [ [['the 28-year-old neighborhood watchman who shot and killed', 15]], 'http://news.yahoo.com/photos/white-house-stays-out-of-teen-s-killing-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120411/martinzimmermen.jpg', '630', ' ', 'AP', ], [ [['Titanic', 7]], 'http://news.yahoo.com/titanic-anniversary/', ' ', 'http://l.yimg.com/a/p/us/news/editorial/b/4e/b4e5ad9f00b5dfeeec2226d53e173569.jpeg', '550', ' ', ' ', ], [ [['He was in shock and still strapped to his seat', 6]], 'http://news.yahoo.com/photos/navy-jet-crashes-in-virginia-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120406/jet_ap.jpg', '630', ' ', 'AP', ], [ [['xxxxxxxxxxxx', 11]], 'http://news.yahoo.com/photos/russian-grannies-win-bid-to-sing-at-eurovision-1331223625-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/1/56/156d92f2760dcd3e75bcd649a8b85fcf.jpeg', '500', ' ', 'AP', ] ]

    [ [ [['did not go as far his colleague', 8]], '29438204', '0' ], [ [[' the 28-year-old neighborhood watchman who shot and killed', 4]], '28924649', '0' ], [ [['because I know God protects me', 14], ['Brian Snow was at a nearby credit union', 5]], '28811216', '0' ], [ [['The state news agency RIA-Novosti quoted Rosaviatsiya', 6]], '28805461', '0' ], [ [['measure all but certain to fail in the face of bipartisan', 4]], '28771014', '0' ], [ [['matter what you do in this case', 5]], '28759848', '0' ], [ [['presume laws are constitutional', 7]], '28747556', '0' ], [ [['has destroyed 15 to 25 houses', 7]], '28744868', '0' ], [ [['short answer is yes', 7]], '28746030', '0' ], [ [['opportunity to tell the real story', 7]], '28731764', '0' ], [ [['entirely respectable way to put off the searing constitutional controversy', 7]], '28723797', '0' ], [ [['point of my campaign is that big ideas matter', 9]], '28712293', '0' ], [ [['As the standoff dragged into a second day', 7]], '28687424', '0' ], [ [['French police stepped up the search', 17]], '28667224', '0' ], [ [['Seeking to elevate his candidacy back to a general', 8]], '28660934', '0' ], [ [['The tragic story of Trayvon Martin', 4]], '28647343', '0' ], [ [['Karzai will get a chance soon to express', 8]], '28630306', '0' ], [ [['powerful storms stretching', 8]], '28493546', '0' ], [ [['basic norm that death is private', 6]], '28413590', '0' ], [ [['songwriter also saw a surge in sales for her debut album', 6]], '28413590', '1', 'Watch music videos from Whitney Houston ', 'on Yahoo! Music', 'http://music.yahoo.com' ], [ [['keyword', 99999999999999999999999]], 'videoID', '1', 'overwrite-pre-description', 'overwrite-link-string', 'overwrite-link-url' ] ]

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    Tuesday, May 22, 2012

    Herway Home 'one-stop access' program in Victoria set to open ...

    Women-centred ?one-stop? program soon to open in Victoria, BC

    Image via flickr (http://flic.kr/p/5wabYM)

    The Times Colonist published an article today profiling the Herway Home program in Victoria, BC (Vulnerable mothers and babies to get vital help, May 20, 2012).

    HerWay Home is a ?one-stop access? program for women in the perinatal period who use substances. After four years of planning by over 30 government and community agencies, advocates and experts, HerWay Home will be opening its doors in later summer/early fall of 2012. Services will include prenatal care, a drop-in centre, short-term stabilization housing, drug and alcohol counselling, and parenting support.

    The article includes an interview with NAT member, Lenora Marcellus, Assistant Professor in the School of Nursing at the University of Victoria.

    Read the news release ?Healthy Babies & Women the Focus of New Community Program? from the Vancouver Island Health Authority here (May 17, 2012).

    Other similar ?one-stop shop? models in Canada include Breaking the Cycle in Toronto, Sheway in Vancouver?s Downtown Eastside, the Maxxine Wright Community Health Centre in Surrey, and Streetworks? Supports for Homeless Pregnant Women in Edmonton.

    For more on this program model, see previous posts:

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